|
The Benefits of Membership and Exceptional Service |
|
Home About Us Services Products Online Account Access Rates General
Info
Contact
Us Links |
|
Hot Links |
|
NEWS |
||
|
|
Vehicle Sale The credit union has the following vehicle for sale: 2004 Chevrolet Silverado 1500-V8 ·
Extended Cab LT with 4 wheel
drive ·
142,835 miles ·
Aluminum/Alloy Wheels ·
Towing/Camper Package ·
Detachable bed cover PRICE: $12,000 Contact the Credit Union for more information.
|
|
Choosing a Tax
Preparer What
qualifications do you legally need to prepare someone's taxes? Unless
you live in California or Oregon, none. You
read that right. Anyone can set up a desk in the local supermarket and offer
tax preparation services for a fee. That's important to know, because you
don't want to assume someone knows what they're doing simply because they're
charging you for their services, while in reality, they could end up costing
you thousands of dollars in fees, and possibly worse. It's
a good idea to have a professional prepare your taxes, especially if you've
gone through a life change (marriage, divorce, etc.) received an inheritance
or are self-employed. However, you need to know what to look for when
shopping for a tax preparer. If
it seems safe to work with one of the large tax-preparer companies (think HR
Block or Liberty) consider this: the large chain-store type of places often
hire high school graduates who run though a questionnaire, virtually the same
thing you can buy for about $50 at Staples or do on-line for even less. While
a professional accountant will be more expensive, missing a deduction because
you're working with someone who wants the seasonal employment rather than a
true professional can be much, much more expensive than an accountant's fees.
Before working with a large company, be sure to find out the qualifications
of the person who will actually be preparing your return. You
can be sure you're working with someone who knows what they're doing by
selecting a CPA (www.nsacct.org) or an 'Enrolled Agent', a federally licensed
tax specialist. Since many Enrolled Agents are former IRS employees, they're
knowledgeable and competent. Find one at www.natptax.com. If
your situation is relatively simple, you can prepare your own return using
one of the software programs available. If not, you might want to ask trusted
friends, relatives, or coworkers if there's a tax preparer they've been happy
with. Nothing beats a referral from someone you know. You might want to ask
the preparer what they guarantee. If there's a mistake on the tax return,
will they cover penalties, fines, and interest? Some do, but some don't, so
don't take it for granted that you're protected. Also
consider 'free file' if you're income eligible. Check out the IRS website for
details. Low and moderate income filers can qualify for the federal VITA
program that offers free assistance in filing your returns, and anyone can
call the IRS for help at (800) 829-1040. |
|
|
|
|
|||
|
|
|
|||
|
|
|
|||
|
|
|
|||
|
|
|
|||
|
|
|
|
||
|
|
|
|
||
|
Rates-At-A-Glance |
|
|
||
|
APY** as high as… |
|
|
||
|
Share Savings 0.50% |
|
|
||
|
6
Month CD 1.15% |
|
|
||
|
36 Month
CD 2.63% |
|
|
||
|
|
|
|||
|
Call us to find the best loan rate and
loan payment amount to fit your needs. |
|
|
||
|
|
|
|||
|
|
|
*APR = Annual
Percentage Rate
*APY = Annual
Percentage Yield
Note: Rates are subject to change at any
time. Used auto rates are subject
to increase based on the age of the vehicle financed.
|
|
Click on the Logos above for additional information
about NCUA and Equal Housing Opportunity.
We Do Business in Accordance With the Federal Housing
Law and the Equal Credit
Federally Insured by NCUA