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 Skimming – Identity Theft

When you are at a restaurant and paying your bill with a credit card, you may not be giving your card another thought. Unfortunately, skimming can occur any time your credit card leaves your direct possession.

Skimming happens when the person processing your payment also swipes your card through a special tool that collects and stores credit card information. This data is later downloaded to be used by others.

Some precautions can be taken to help prevent skimming:

If you give your credit card to someone, keep a close eye on your card. When the card is returned, make sure it is your card and not a fake or someone elses card.

Protect your credit card number. Take your receipts with you, and later shred the receipts. When you leave the credit card payment slip at a restaurant, make sure to cover the part with your card number, name, and signature.

Monitor your credit card bills and balances. If something isn’t right, take care of it right away.

Most importantly, make sure you are aware of your surroundings and follow any hunches you have about your credit card.

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APY** as high as…

 

 

        Share Savings 0.55%

 

 

        6 Month CD 2.40%

 

 

       36 Month CD 3.20%

 

 

 

 

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*APR = Annual Percentage Rate

*APY = Annual Percentage Yield

Note:  Rates are subject to change at any time.  Used auto rates are subject to increase based on the age of the vehicle financed.

 

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