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The Benefits of Membership and Exceptional Service |
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We always have competitive interest rates and you earn interest without high dollar minimum-balance requirements. A deposit of just $25 is placed in the account when it is opened and returned to you should you ever close the account. |
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Our low cost share draft/checking accounts come with these valuable perks: -No minimum balance requirements -No monthly maintenance fees -No per-check clearing charges -Interest is paid on all balances over $300 -No charge overdraft protection service from your savings account -No charge phone transfers or online account access charges -A wide variety of check styles to choose from to fit any budget |
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Choose from six-month to 60-month terms. Our share certificates are designed for the long term saver, all with higher interest rates that the traditional savings account. IRA accounts are also invested in the share certificates. Save with us and we will help you prepare for your future. |
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We offer some of the lowest vehicle loan rates in the area! If you can find a better local rate we will match it on your next vehicle loan. We also offer pre-approvals so you can go to the dealership with confidence in your negotiation power. |
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Personal and Consolidation Loans |
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Regardless of your reason (a Hawaiian vacation, a new computer or bill consolidation) UNI Credit Union offers a number of secured and unsecured loans to fulfill your needs. Our rates are competitive and our loan officers are quick to get you the money you need. |
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Our home equity loans offer you the flexibility of lower monthly payments and the ability to take the equity in your home and make your dreams come true. Home equity can be used for debt consolidation, college tuition, vehicle purchases, home improvements and more. The Credit Union offers both closed end, fixed rate equity loans and home equity line of credit loans. |
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Your first home or maybe your twenty-first home the Credit Union wants to make your real estate purchase as convenient and easy as possible. Our loan process is simple and we will take the time to help you understand all of the jargon. Choose from a wide variety of financing options. Stop in for a pre-approval. |
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We offer Subsided Federal Stafford Loans, Unsubsidized Federal Stafford Loans and PLUS loans to students or parents of students attending any eligible Federal Family Education Loan Program school in the country. These are low interest loans which assist students and parents with paying for the cost of college. Our Stafford Loans and PLUS Loans offer up-front and repayment benefits that save you money! We have a FREE brochure that provides information on applying for and obtaining these loans, stop in or call us today!
Our lender code is 832102. Your school may ask you to select a lender for your Stafford or PLUS Loan, if so you can select us as your lender by indicating our lender code on the Master Promissory Note or form provided by your school.
Before applying for a student loan you will need to complete and submit the Free Application for Federal Student Aid (FAFSA). You can do so online at www.fafsa.ed.gov.
For information on preparing for college, we recommend the College Planning Center (CPC) at www.collegeplanning.org. CPC provides free services and assistance to students and their families. |
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Money orders are available in amounts up to $1000 each. There is a nominal fee of just $2 for a money order. |
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Traveler’s Cheques are available in a number of different denominations. These are available at a nominal cost of $1 per $100 of cheques purchased. This service is free to our Club 55 members. |
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UNI Credit Union offers a low rate MasterCard for your credit card needs. There is no annual fee for this card and the flexibility it offers is great! |
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The
“Go-everywhere, Do-everything card”! Our MasterMoney debit card offers you
the flexibility of point-of-sale purchases directly from your checking
account and ATM withdrawals. It
is one of the fastest, most efficient payment options available today. This card does not have an annual fee. ATM withdrawals are free for the first
five (5) withdrawals in the month and then only a small fee of $ .50 per
transaction. |
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Click on the Logos above for additional information
about NCUA and Equal Housing Opportunity.
We Do Business in Accordance With the Federal Housing Law
and the Equal Credit
Federally Insured by NCUA