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Account Type |
APR* |
APY** |
Minimum Amount |
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Share Savings |
.55% |
.55% |
$25.00 |
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IRA Share Savings |
.55% |
.55% |
$25.00 |
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Share Draft Checking |
.30% |
.30% |
$300.00 |
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.55% |
.55% |
$0 |
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Share savings and share checking rates are variable.
Rates are subject to change. Interest is paid monthly. All deposit rates are expressed as
Annual Percentage Yield (APY). |
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Number of Months |
APR* |
APY** |
Minimum Amount |
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6-11 |
2.38% |
2.40% |
$1,000.00 |
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12-23 |
2.38% |
2.40% |
$1,000.00 |
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24-35 |
2.77% |
2.80% |
$1,000.00 |
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36-47 |
3.16% |
3.20% |
$1,000.00 |
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48-60 |
3.21% |
3.25% |
$1,000.00 |
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Penalty may be imposed for early withdrawal of
certificates. Interest is paid
quarterly and rates are fixed for the specified term. Maturing certificates will automatically
renew at the regular rate in effect for that term. Fees could reduce the earnings on the
account. All deposit rates are
expressed as Annual Percentage Yield (APY). |
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Type of Loan |
APR* |
Term |
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Home Equity (closed end) |
Call for current rates. |
15 year fixed; 5 year balloon |
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Home Equity (line of credit) |
Prime* + .50% |
15 yr. variable rate |
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*Rate = Wall Street Journal Prime Rate –
Adjusted quarterly (Minimum APR = 4.99% - Maximum APR = 18%) Fees to open a Home Equity Line of Credit will typically
range from $0 - $500 (e.g., mortgage recording fees, flood determination
fees, title search fees) |
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First Mortgage |
-- |
Call for current rates |
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New Mobile Home (with 10% down) |
10.25% |
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10.50% |
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10.75% |
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Used Mobile Home (with 25% down) |
11.50% |
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Type of Loan |
Term (months) |
*APR (100% financed) |
*APR (90% or less financed) |
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2007 &2008 (<20,000 miles) |
36 |
Call us to find the best rate and the best payment amount to fit your needs. |
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48 |
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60 |
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66 |
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Type of Loan |
Term (months) |
APR* (100% financed) |
APR* (90% or less financed) |
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2007 & 2008 (>20,000 MILES) |
48 |
Call us to find the best rate and the best payment amount to fit your needs. |
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60 |
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2005 & 2006 |
48 |
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54 |
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2004 |
48 |
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1997-2002
Used Vehicle Loan Rates |
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Type of Loan |
Term (months) |
APR* (100% financed) |
APR* (85% or less financed) |
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2002 & 2003 |
48 |
Call us to find the best rate and the best payment amount to fit your needs. |
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2000 & 2001 |
36 |
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1998 & 1999 |
36 |
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Type of Loan |
Term |
Secured Loan APR* |
Unsecured Loan APR* |
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Personal Secured & Unsecured (over $1000) |
12 |
Call us to find the best rate and the best payment amount to fit your needs. |
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24 |
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36 |
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48 |
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49-60 |
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Personal Unsecured (under $1000) |
-- |
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Open End |
36 |
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- *APR = Annual Percentage Rate
- **APY = Annual Percentage Yield
Note: Rates are
subject to change at any time. Used
auto rates are subject to increase based on the age of the vehicle financed.
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Click on the Logos above for additional information
about NCUA and Equal Housing Opportunity.
We Do Business in Accordance With the Federal Housing
Law and the Equal Credit
Federally Insured by NCUA