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Rates-At-A-Glance |
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APY** as high as… |
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Share Savings 0.50% |
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6
Month CD 1.00% |
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36 Month
CD 2.27% |
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Call us to find the best loan rate
and loan payment amount to fit your needs. |
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Account Type |
APR* |
APY** |
Minimum Amount |
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Share Savings |
.50% |
.50% |
$25.00 |
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IRA Share Savings |
.50% |
.50% |
$25.00 |
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Share Draft Checking |
.25% |
.25% |
$300.00 |
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.50% |
.50% |
$0 |
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Share savings and share checking rates are
variable. Rates are subject to
change. Interest is paid
monthly. All deposit rates are
expressed as Annual Percentage Yield (APY). |
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Number of Months |
APR* |
APY** |
Minimum Amount |
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6-11 |
1.00% |
1.00% |
$1,000.00 |
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12-17 |
1.15% |
1.16% |
$1,000.00 |
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18-23 |
1.34% |
1.35% |
$1,000.00 |
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24-35 |
1.79% |
1.80% |
$1,000.00 |
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30 |
1.90% |
1.91% |
$1,000.00 |
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36-47 |
2.25% |
2.27% |
$1,000.00 |
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48-59 |
2.50% |
2.52% |
$1,000.00 |
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60 |
2.80% |
2.83% |
$1,000.00 |
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Penalty may be imposed for early withdrawal of
certificates. Interest is paid
quarterly and rates are fixed for the specified term. Maturing certificates will automatically
renew at the regular rate in effect for that term. Fees could reduce the earnings on the
account. All deposit rates are
expressed as Annual Percentage Yield (APY). |
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Type of Loan |
APR* |
Term |
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Home Equity (closed end) *With Auto Loan Payment* |
4.25%* |
15 year fixed; 5
year balloon |
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5.75% |
15 year fixed; 8 year balloon |
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Home Equity/Home Improvement |
5.99% |
10 year fixed; no balloon |
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Home Equity (line of credit) |
Prime* + .50% |
15 yr. variable rate |
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*Rate = Wall Street Journal Prime Rate –
Adjusted quarterly (Minimum APR = 4.99% - Maximum APR = 18%) Fees to open a Home Equity Line of Credit will
typically range from $0 - $500 (e.g., mortgage recording fees, flood
determination fees, title search fees) |
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First Mortgage |
-- |
Call for current rates |
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New Mobile Home (with 10% down) |
10.25% |
48 months |
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10.50% |
60 months |
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10.75% |
61-120 months |
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Used Mobile Home (with 25% down) |
11.50% |
84 months |
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Type of Loan |
Term (months) |
*APR (100% financed) |
*APR (90% or less financed) |
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2009 &2010 (<20,000 miles) |
36 |
5.49% |
4.99% |
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48 |
5.49% |
4.99% |
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60 |
5.49% |
4.99% |
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61-72 |
5.74% |
5.24% |
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Type of Loan |
Term (months) |
APR* (100% financed) |
APR* (90% or less financed) |
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2009 & 2010 (>20,000 MILES) |
48 |
5.74% |
5.24% |
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60 |
5.74% |
5.24% |
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2007 & 2008 |
48 |
5.49% |
5.24% |
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54 |
5.74% |
5.49% |
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2006 |
48 |
6.99% |
6.74% |
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1999-2004
Used Vehicle Loan Rates |
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Type of Loan |
Term (months) |
APR* (100% financed) |
APR* (85% or less financed) |
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2004 & 2005 |
48 |
6.99% |
6.74% |
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2002 & 2003 |
36 |
8.74% |
8.49% |
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2000 & 2001 |
36 |
10.75% |
10.00% |
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Type of Loan |
Term |
Secured Loan APR* |
Unsecured Loan APR* |
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Personal Secured & Unsecured (over $1000) |
12 |
10.49% |
10.99% |
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24 |
11.49% |
11.99% |
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36 |
12.49% |
12.99% |
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48 |
13.49% |
13.99% |
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49-60 |
14.49% |
14.99% |
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Personal Unsecured (under $1000) |
-- |
15.00% |
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Open End |
36 |
15.00%/18.00% |
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- *APR = Annual Percentage Rate
- **APY = Annual Percentage Yield
Note: Rates are
subject to change at any time. Used
auto rates are subject to increase based on the age of the vehicle financed.
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Click on the Logos above for additional information
about NCUA and Equal Housing Opportunity.
We Do Business in Accordance With the Federal Housing
Law and the Equal Credit
Federally Insured by NCUA